What is Body Fat Percentage?
Body fat percentage is the total mass of fat divided by total body mass, multiplied by 100. Body fat includes **essential body fat** (necessary for life and reproductive functions) and **storage body fat** (tissue that protects internal organs and stores energy).
This calculator uses the **U.S. Navy circumference method**, which estimates body fat by measuring specific points on the body. While DEXA scans are the gold standard, the Navy formula is widely considered the most accurate non-clinical estimation tool available.
The U.S. Navy Body Fat Formula
Developed by the U.S. Navy Health Research Center, this formula uses log-based equations to predict body density based on the difference between your neck and abdominal measurements.
For Men (Metric)
495 / (1.0324 - 0.19077 * log10(waist - neck) + 0.15456 * log10(height)) - 450For Women (Metric)
495 / (1.29579 - 0.35004 * log10(waist + hip - neck) + 0.221 * log10(height)) - 450Why Body Fat Matters More Than Weight
Two people can weigh exactly the same but have completely different health profiles. A 90kg athlete with 10% body fat is metabolically healthier than a 90kg sedentary individual with 35% body fat. High body fat, particularly **visceral fat** stored around organs, increases the risk of Type 2 diabetes and heart disease.
Measurement Limitations
The Navy Method is an estimation tool, not a clinical measurement. It can have a margin of error of +/- 3% compared to DEXA scans. Factors like skin thickness, hydration levels, and exactly where you place the measuring tape can influence the result. For high-stakes medical tracking, clinical imaging is recommended.
↗ Holistic Metrics
Pair your body fat percentage with these tools for a better overview:
| Category | Men (%) | Women (%) |
|---|---|---|
| Essential Fat | 2 - 5% | 10 - 13% |
| Athletes | 6 - 13% | 14 - 20% |
| Fitness | 14 - 17% | 21 - 24% |
| Average | 18 - 24% | 25 - 31% |
| Obese | 25%+ | 32%+ |
Body Composition FAQ
Q: How often should I measure body fat?
A: Body fat changes more slowly than weight. Measuring once every 2-4 weeks is sufficient to track real physiological changes without getting distracted by daily water fluctuations.
Q: Why is the women's body fat range higher?
A: Women naturally require more "essential fat" for hormonal balance and reproductive health. This fat is primarily stored in the breasts, hips, and thighs.
Q: Can I target fat loss in specific areas?
A: No. "Spot reduction" is a myth. The body loses fat globally based on genetics and overall calorie deficit. Strength training can improve the appearance of an area by building underlying muscle.
Q: How does the Navy Method compare to DEXA?
A: DEXA scans use X-ray technology to measure tissue density and are the gold standard. The Navy Method is a statistical proxy; while less precise, it correlates well with DEXA for general population tracking.
Scientific Sources
Clinical Reference: US Navy Health Research Center | ACSM Guidelines
Editorial Status
Last Updated: January 2026 | Reviewed by Fitness Professionals